Apply once. We run a soft credit pull that doesn't touch your score, build your file, and work it for stronger terms — not just the first yes. One person sees it through from application to funding.
If your equipment isn't on that list, ask anyway. The process is the same.
DFPI California Financing Law Finance Broker, Lic. No. 60DBO-218170
We don't stop at the first yes. That's the job.
Every application starts with a soft credit pull that doesn't affect your score.
The person who quotes your deal is the person who sees it through to funding.
Most business owners have never financed equipment before, and the process looks more complicated from the outside than it is. There's no obvious single place to go, and it's easy to assume that applying means a hard credit hit or a commitment you aren't ready for. Neither is true. It starts with one application, one soft credit pull that doesn't affect your score, and one person who tells you what your options actually are. You decide where to go from there.
Apply once with us instead of separately with every lender. If underwriting needs more, like bank statements or tax returns, you send them to one place, one time. We package your complete file so you never have to repeat yourself.
We review your credit with a soft pull that doesn't affect your score, then place your file with the lenders best suited to your business, your credit profile, and your equipment. We work to find you strong terms rather than stopping at the first approval.
Your lender issues an approval with full written terms and required disclosures. You review, sign, and your vendor gets paid, often within a few days of approval.
Jackson Capital USA is a licensed finance broker. Financing is provided by third-party lenders; final terms, timing, and approval are determined by the lender.
Before this was a brokerage, our principal was the owner staring at a quote he needed financed — working with brokers who didn't know his industry and lenders whose credit box wasn't built for it. He later built and ran a financing program from the inside, structuring deals alongside a sales team and seeing exactly where transactions fell apart.
Nobody should sign a financing agreement without someone in their corner. That is the whole reason this firm exists.
You're worried whoever's selling you the equipment is steering you toward whichever lender pays them best.
We don't answer to the vendor. We shop your file across lenders and push for the strongest terms, not the fastest close.
Your business is newer, and you're worried a thin file means an automatic decline.
We know how to present a young business so it gets a real review instead of an automatic decline, and we place it accordingly.
You're still comparing equipment and don't want your credit dinged while you shop.
We start with a soft pull every time. A hard inquiry only happens with a lender, once you've decided to move forward.
You could apply lender by lender, filling out the same forms and taking a credit hit each time.
One application with us. We package it once, shop it for you, and manage every conversation so you can keep running your business.
Production machinery of every kind — garment and textile, machining and fabrication, converting and finishing, packaging and automation, and the plant support behind it.
Practice equipment in the $25K–$150K range, by specialty: imaging, procedure and operatory rooms, in-office lab and diagnostics, and clinic build-out.
Camera, lighting and grip packages, sound and monitoring, post and broadcast suites, and the trucks and vans that carry them.
Operatories and chairs, CBCT and digital imaging, surgical and diagnostic equipment, sterilization and practice build-out.
Heavy equipment, attachments, and job-site equipment for contractors and GCs growing their fleet.
Vocational and work trucks, tractors and trailers, and last-mile delivery fleets for owner-operators and small fleets.
Lifts and alignment, diagnostics, collision and refinish, and tire and wheel service equipment.
Strength and cardio, athletic recovery equipment, and the build-out behind a studio or second location.
These are where we focus, not the limits of what we take on. If you're a commercial business financing equipment, start a conversation.
