Jackson Capital USA
Commercial Equipment Finance

Equipment financing for aesthetic medicine.

Whether you're buying your first laser or adding a device to an established practice, you apply once. We review your credit with a soft pull that doesn't affect your score, put together your file, and take it to lenders who understand these devices and the practices that use them: dermatology, plastic surgery, medspas, and more. You work with one person from the first question to funding.

Soft pull only One application Licensed California finance broker

Licensed

DFPI California Financing Law Finance Broker, Lic. No. 60DBO-218170

Focused

Aesthetic medicine is what we do.

Soft pull first

Every application starts with a soft credit pull that doesn't affect your score.

One point of contact

With access to lenders looking for applicants like you.

Start Here

New to this? That's normal.

Most practice owners have never financed equipment before, and the process looks more complicated from the outside than it is. There's no obvious single place to go, and it's easy to assume that applying means a hard credit hit or a commitment you aren't ready for. Neither is true. It starts with one application, one soft credit pull that doesn't affect your score, and one person who tells you what your options actually are. You decide where to go from there.

How It Works

Apply once. We handle the rest.

STEP 1

One application, one point of contact.

Apply once with us instead of separately with every lender. If underwriting needs more, like bank statements or tax returns, you send them to one place, one time. We package your complete file so you never have to repeat yourself.

STEP 2

Soft pull, then we shop your deal.

We review your credit with a soft pull that doesn't affect your score, then place your file with the lenders best suited to your practice, your credit profile, and your device. We work to find you strong terms rather than stopping at the first approval.

STEP 3

Review, sign, get funded.

Your lender issues an approval with full written terms and required disclosures. You review, sign, and your vendor gets paid, often within a few days of approval.

Why Jackson Capital

Built around how aesthetic practices actually buy equipment.

Reality

It's your first device and your practice is new.

Result

We know which lenders actually consider startups, and how to present a new practice so it gets a real review instead of an automatic decline.

Reality

You're not an MD, and other brokers went quiet when you said "medspa."

Result

Non-physician ownership is workable. It comes down to placing your file with lenders who understand how aesthetic businesses are structured.

Reality

You're still comparing devices and don't want your credit dinged while you shop.

Result

We start with a soft pull every time. A hard inquiry only happens with a lender, once you've decided to move forward.

Reality

You could apply lender by lender, filling out the same forms and taking a credit hit each time.

Result

One application with us. We package it once, shop it for you, and manage every conversation so you can keep running your practice.

What We Finance

What we finance.

Common Questions

Answers before you apply.

Can non-MD owners get equipment financing? +
Often, yes. Some lenders decline non-physician-owned aesthetic businesses, while others have programs designed for them. Knowing which lender fits your ownership structure is exactly what a specialized broker is for.
Will applying hurt my credit? +
No. We start every file with a soft credit pull, which does not affect your score. A hard inquiry only occurs with the lender, after you've chosen to proceed with an offer.
Do you work with new practices and startups? +
Yes. New practices are a core part of the aesthetic industry, and we present them to lenders that genuinely consider startup files.
What does a broker do that a lender doesn't? +
A lender can only say yes or no to its own credit box. A broker works the market for you, packaging your file once, placing it with the lenders most likely to approve it, and working to find you strong terms. You get one point of contact instead of five applications.
What will I need to apply? +
Basic business information, owner information, and details on the equipment and amount. Depending on the deal size and lender, underwriting may also ask for items like bank statements or tax returns. You send those to us once, and we handle them from there.
What equipment do you finance? +
Our specialty is aesthetic medical devices: lasers, energy-based devices, body contouring, and skin health systems, for practices of every size. We also arrange financing for medical, dental, and veterinary equipment.
Is there a fee to apply? +
No. There is no application fee.
Who will I actually be working with? +
A principal of the firm, directly. The person who quotes your deal is the person who places it and sees it through funding.

Get your device funded without the guesswork.

or call (858) 345-7824